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Do Credit Offers or Reports Effect Your Credit Score?
Posted on May 22, 2007 by Tom Fragala
No. Pre-screened offers of credit or insurance do not harm your credit score. Neither do the free annual credit reports, free victim reports or legitimate paid credit file disclosures. (“Credit report” and “credit file disclosure” are different names for the same thing).
Tags: credit+offer, credit+score, prescreened
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