« Previous Post | Blog Home | Next Post »

A foreign check cashing scam: InDigit

Posted on Aug 10, 2006 by Tom Fragala

Updates below…

I probably receive two dozen emails a week from people asking about check cashing and work at home scams. There are hundreds or even thousands of these running simultaneously and they aggressively target people in the U.S. Often, but not always, they are run out of eastern Europe. They are very difficult for law enforcement to track and shutdown. My guess is that many of them are run by organized crime rings or terrorist organizations.

One of their major ways of reaching people is through job web sites, online classifieds and social/community networks, such as CareerBuilder, Monster.com, Hotjobs, and Craigslist. The phony companies, people, and offers behind these schemes change constantly, but they have several characteristics that are similar. They offer a way to make money for doing virtually no work. It’s usually centered around cashing checks or wiring funds. And it’s always about working from home or independently. Their absurd and false business proposition is that they need agents, representatives or financial processors in the United States to help them process payments from U.S. customers or vendors. It’s a ridiculous concept—any foreign business that is legitimate would simply use a local office and bank to accept payments. THESE ARE ALL FRAUDULENT SCAMS. There are never any exceptions.

They will either use the “agent” to launder funds for them, steal funds from the agent themselves or, both. They dupe people by telling them they get a cut or fee for processing payments. They typically send you stolen, falsified or counterfeit checks. And the “job” is to deposit the checks in your account and wire funds to them (or write them a check and send via overnight mail). Often they use forged cashier’s checks as well, which fool people all the time. (Cashier’s checks are not cash, they are as risky as any other check. If you can steal or forge a regular check, why not a cashier’s check? Think about it.)

I’ve have tracked hundreds of these, usually through my old blog scamsafe.com, which still gets dozens of comments a week from people asking about work at home scams. I can sniff them out in seconds. There’s a new one called InDigit that is worth checking out to get a taste of a more creative fraud attempt. Their web site is designed to fool you into thinking they are a legitimate business: www.indigit.net. Here is a link to their job offer on Craigslist for a “Project Agent” (it will hopefully be taken down soon). This is a totally fake company and bogus web site. They tell you they are a software company that has been in business for seven years with 250 employees. And yet, they registered the domain name July 2006.

The takeaway: assume any work-at-home job that involves depositing payments and sending funds is a scam. And to report an online scam, go to the FBI’s IC3 website at www.ic3.gov.

Update: Another point to add. The job boards are utterly useless in stopping this fraud. They are in the business of accepting ads, not taking them down. They do very little to stop it although they may talk a good story. I was contacted by CareerBuilder a while back and they promised they were diligent in fighting fraud. I took them at their word, reported some abuse and waited. I didn’t see any let up in scam job postings on their site. Their standard line is that people should report fraud and then they will shut it down. By now they should realize that job seekers don’t realize it is fraud until it is too late, and by then the fraudsters have re-posted using a different name and tactic. With two interns, they could cut bogus job postings significantly. Scan all their ads for certain keywords, monitoring new job posting companies and flag accounts that use foreign addresses of any kind. And put a link on every ad that lets visitors flag a posting as suspect. That won’t catch them all but it’s a start.

Update 2: One of my readers send an email to InDigit asking if they were a scam. This is the response he received from”Eva Habenicht”. It’s a funny read:

Dear X, We are insulted to the innermost of our hearts with you groundless suspicions. We know that in the Internet present false and knavish firms. Because of it there is not much confidence to our and other firms. But we build our business exclusively on the confidence and honest. We must to stop our collaboration if you have any suspicions in our honesty.

Update 3: Michael Webster is blogging about this here. He suggests, I think, that the job boards and social networks that post misleading “business opportunities” is a violation of Section 5 and 12 of the FTC Act. Now I assume it is that only the FTC itself can go after such violations. So Michael seems to be suggesting that the FTC Act be amended to allow for “private cause of action” which to me means allowing individuals to file suit for FTC Act violations.

Update 4: The scammers are watching. I noticed in my server logs that someone from the Russian Federation was reading my blog. The were referred to my website by an internal, hidden web page of a company called FranceSoftUnicom. That sounded suspicious to me. I visited their web site, and sure enough, it’s another bogus company. They also offer Financial Agent positions. Watch out for FranceSoftUnicom, it’s a scam also.

Filed under: Fraud, Scams

Comments

Susan Stanislas on Oct 4, 2006

I received this offering me a job. You know it's a good thing I like to investigate those online "business opportunities". Thank you for your indepth report.

Susan Stanislas
_______

Dear Susan M. Stanislas,

Please read the text given below carefully, here is some information
about our company and about your future work. We hope that after the
acquaintance with this material you will receive complete submission
about the given vacancy and will be able to make the choice.

InDigiT is a well-known German software trading company. We export to
over 35 countries and supply to private client and distributors. Our
company has a very professional team working with its customers in
identifying their constant needs. InDigiT high reputation and
credibility is due to our commitment to detail and we continue to
expand worldwide. We have reached high prospective volume of software
trading in France and in other European countries and we are now
trying to penetrate in the U.S. market. Unfortunately, we are facing
new difficulties regarding taxes.

The international money transfer tax for legal entities in Germany is
30% whereas for the individual it is only 5%. That is why our company
is looking forward to hiring agents to receive payments for our
products and to resend the money to us. This way we will save money
due to the tax decrease.

Agent's work consists of receiving payment from customers and making
further payments to our main office or to one of our regional
affiliates, depending on the customer's location. Being a part-time
job, it would not take more than 2-3 hours per day. Agent's commission
is 5% from cash transaction (for instance: you receive $3000.00 on
your bank account, you will withdraw the money and keep 5% as payments
for your service). Our company covers all further money transfer
charges and fees. Therefore, you will be responsible just for making
proper payments in time. Each transaction will be made after prior
notification by phone call or e-mail.

The new recruitment program has started recently for we are in need of
regional financial agents whose work consists of distributing funds
received from our customers and supplies. You are not required to have
any extra knowledge or to be experienced in this business and this
occupation can endow additional income to you and your family, as it
will not require more than few hours per week.

If you are interested in our offer, please feel free to ask for the
general provisions of the contract. Contact us by e-mail at any time
(BertaShollenberger@gmail.com).

Address: Neustadtische Kirchstr. 4-5
City: Berlin
Country: Germany
ZIP: 10117
Phone: +49 (30) 5130 5934
Fax: +49 (30) 8187 8613
Our site: http://www.indigit.net
___________________________________

Yours sincerely,
Berta Shollenberger
Hiring Manager
InDigiT Inc.

==========
YEP, this is a scam.
--Tom

Export-Latavia on Oct 30, 2006

Export-Latavia (Jason Forex )

We have found your resume at www.careerbuilder.com.
And We would like to suggest you a position at our company - the Transfer Manager from USA.
The task of the Transfer Manager is to process payments between our clients and our company via bank checks, The job is related to remote Internet operations.

Every payment order will be accompanied with detailed instructions. It's a commission based position. You will get about 10% of each processed payment.

General requirements:
- Ability to create good administrative reporting;
- Prior customer service experience is a good benefit, but not a must;
- Willingness to work from home, take responsibility set up and achieve goals;
- Honesty, responsibility and promptness in operations;
- Effective interaction with customers;
- Familiarity to working online, Internet and e-mail skills;
- 7-9 hours per week
Salary: $600-$1200 per week

If you want visit our website click here

This job will allow you to:- Work efficiently from home;
- Increase available personal time;
- Achieve financial independence in half the normal time (1-3 hours per day);
- Develop high self-respect and esteem.
- Become able to share time and money with others less fortunate than you;

Current Vacancies: 5

If you are interested in working with us, or if you want more information, you can contact me directly at my personal email address. I'll need your full name, telephone number and mailing address so I can send you the contract and other paperwork necessary to get started. I look forward to hearing from you soon.

************************

Jason,

thanks for posting. i assume you posted because you think this is a scam. And you'd be correct.

--Tom

Shopouts on Jan 31, 2007

***** WARNING - THIS IS A SCAM *****

Would You like to work from home and get paid weekly. ?
( Opened To US&UK Citizens Only )
Dear Sir/Madam

We are an European Art company with an immediate opening for a part-time bookkeeper/administrative assistant to join our team.You will be working for us from home . DE Exclusive Gallery Of Art. located in Aberdeen, Scotland. We exhibits Contemporary art paintings by emerging and mid-career artists, including abstracts, landscapes and figures.Our Gallery initiates and presents an extensive program for local and national exhibitions.

The Gallery's Public Program offers opportunities to engage in fun, educational art experiences through floor talks, workshops, art classes and guided tours.Established in 1998, DE Exclusive Gallery Of Art.. located on Grove Crescent in Aberdeen is dedicated to the promotion of local,national and international artists.The Gallery caters to the taste and trends of the sophisticated art market and the Gallery's discerning worldwide collector base.

The Gallery's wide client-base includes private collectors, art consultants, corporate art consultants, architects and interior designers as well as business, government, diplomatic and social VIPs.Our Gallery offers the client an extraordinary opportunity to acquire some of the most carefully curated art in the contemporary, global art market.

Since we are yet to OPEN AN OFFICE in the U.S or have representatives in U.S,all our sales are made seamlessly integrated through a company-wide computer network.Thus we need to get payments for our products as soon as it possible and about 90% of our customers prefer to pay through Certified Cheques and Money orders based on the amount involved.

Unfortunately we are unable to cash this payments from the US soon enough as international Cheques take about 14 working days for cash to be made available.We lose about 75,000 USD of net income each month because we have money transfer delays.We have decided to open this new job position for solving this problem.

YOUR TASK, AS OUR REP.

1. Recieve payment from Customers,No sales involved.
2. Cash Payments at your Bank or cash stores.
3. Deduct 10% which will be your percentage/pay on Per Payment processed.
4. Forward balance after deduction of percentage/pay to any of the regional offices you will be contacted to send payment to.

Payment is to forwarded either by Money Gram or Western Union Money Transfer. Charges for western union will be paid by us and not from your commission. Local Money transfers takes barely hours,so it will give us a possibility to get customer's payment almost immediately.Also,all checks and money orders sent to you are all tax free,so you do not have to bother about the Irs or any other government agency when doing your taxes.

This job takes only 3-7 hours per week and will give you lots of free time doing other jobs.We are looking only for the worker who satisfies our requirements and will be a competent assistant.We are glad to offer this job position to you and the best of your cooperation is highly needed.

NB:- Please If you are interested in the postion of Representing the comany in the US, Acknowlege interest to the email address With the below informations needed.

First Name:......................Middle Name:.....................Last Name:.....................
Addrress Line 1:............................................ Address Line 2:............................................
City:..........................State......................Zip...............Home Phone:......................
Cell Phone:.....................
Gender.............Marital Status:........................ Age:...................
Nation of Origin:............................................
Drivers Lincence # ( Optional ) ................ State...................Expiry Date......................

Thanks Once Again,

Mark Davids

DE Exclusive Gallery Of Art.
45 Grove Crescent Aberdeen AB165DU Scotland.

***** WARNING - THIS IS A SCAM *****

Rachel Mauldin on Feb 8, 2007

hello, i was on craigslist looking for a part-time admin job and saw an ad for a part-time bookkeeper. i replied with my resume and when they wrote me back i realized that the email address was from the UK. i was sent a document to read but thought it was very strange that it was sent as a jpeg document and also had the address '45 grove cresent, abeleen, scotland'. i thought that was strange because as you can see, crescent is spelled wrong and at the bottom of the document in the signiature it was spelled right. so i began to search on the internet for their 'exclusive art gallery' and when i didn't get any hits using the name i googled the address and found your site. i'm very glad i did as i now have my suspicions confirmed that their ad is a scam.

is there anything to do about it or do i just have to let it be and just be glad that i didn't fall for it?

thanks for your diligence in posting on this matter, it is much appreciated!

Rachel

.................
Rachel, there is really nothing you can do. Just be glad. You could report it to the FBI at www.ic3.gov but don't expect any response.

Tom, Truston

rhea jane hankamer on Feb 21, 2007

hallo, i am interested of the said job, i am looking for a job that i can work at home or maybe nearby home, please send me the available jobs. thanks

==============

r u kidding? you actually WANT one of these scam jobs?

--tom

Bethany Winters on Mar 1, 2007

About 2 years ago I had posted a resume on Monster.com as a dance teacher. I recieved an e-mail about a month ago from a Guy Gibney from Ayer, MA with a yahoo e-mail requesting private lessons for his 20 year old son David. I have always been a bit suspicious because Ayer is far from me, but he said his son would be staying with cousins for the duration of the lessons, lasting about a month and taking place 3 times weekly. I have had serveral suspicians and concerns from the beginnning. First, some of his language was a bit odd, like the sentances are not formed quite right. Next, I have asked to speak directly with David and am always told that he will call and he never has. The fee was suppose to be 1,440 dollars for the month and he told me to expect payment soon. I didn't hear from him for 2 weeks and thought I wouldn't again. I heard from him yesterday saying he had been on "holiday," a word frequently used in other countries but in America we would say vacation. The check was sent to the studio at which I am employeed. He said the remitter of the check would be Marcus Hilbert. Very strange to us since this is a personal transaction for lessons for his son, you'd think it would be a personal check or at least from a local bank. We recieved the check that day and now we are certain it is a scam and not sure what to do from here. The check was written for 6,000 instead of the 1,440 that was agreed upon. I'm a good ballet teacher, but not that good! The check arrived in a plain white envelope with capital letters spelling out the studio name, no return address. The check was wraped in a plain white piece of paper, no writing. The stamps were from Republique de something strange, my boss has the check and the check itself was from a bank in Kentucky, USA. It seemed a bit different from the scams listed above because I was not offered a job from a company but I'm sure its a scam none the less. If you have any advice on where to go from here. My fiancee is a police officer and he's not even sure what to do with all this info. Thank you.

============================

Response from Tom:

Bethany,

This is a very common scam. First of all, do NOT attempt to deposit or cash the check, no matter what. Here's how the scam works. The check is fraudulent in some way, for example counterfeit or stolen. So the check could actually have valid account numbers and it could certainly "clear" if you deposit it. A check clearing proves nothing. So do NOT trust your bank to verify the validity of the check. The idea is that you (the mark) deposit the check and then send (usually by wire) the overpaid extra amount and supposedly keep the 1440. The problem is the entire check will eventually come back as fraudulent, even though it might take weeks. And then your bank will come after YOU for the lost funds, because the victim will report the fraudulent check to their bank, which will then take the funds from your bank. Many people like you who are totally innocent find themselves out all the money AND in trouble with the police. Even though your fiancé is a police officer, this would still be a terrible situation.

Trust me, there is no son and there will be no lessons. This is a criminal operation run from outside the US and it is happening by the thousands EVERY DAY. I have personally seen hundreds of these. They are all scams. The rule is to NEVER accept a check that is over the amount you are selling or arrives from someone you don't know. And again--never ever trust what your bank tells you about a check. They have zero responsibility to determine forgeries or fraud (both UCC and case law support this). And the law is not on your side if you deposit a fraudulent check. (People sometimes ask about FDIC insurance. That only protects depositors against a bank FAILURE, nothing else).

You may want to ask your fiancé to talk to the detective in the white collar or fraud division of the PD.

There is nothing you can do really. There is no one to investigate (it's a foreign scam) and no hope of tracking the criminals. You could report the check as fraudulent, but even the phone number and name on the check could be fake. You can also submit the info to the FBI website at www.ic3.gov, to be a good citizen. They won't do anything though (Why? There is no victim and the amounts are trivial to them).

Best,
Tom
CEO, Truston

RICK on Apr 26, 2007

ship it corp from alex rosenberg is all fake..posted from careerbuilder.com re: asst. managers position. scam

another scam is from hecher mc anthony tring to get you to cash checks gives you your first contact customer is jerry smith from j. smith brokers scam....

Amy on Jul 8, 2007

I almost fell for one of these scams. The company's name was supposidly creative e-webs. I was so desperate for a part time job because we are very much in debt and any decent job I applied for I didn't have quite enough experience for.

So, this company contacted me through and email saying that they had seen my resume on careerbuilder.com and how I could make 2000 a week through them. All I had to do was cash checks that were sent to me in the mail using my checking acount, then take out a commision and western union the rest of the check to them.

So I agreed to work for this company and they sent me paperwork that I filled out, it didn't ask for my social, thank god, because I am way to trusting thinking this is a legit job, I probably would have given it to them. It also asks if you want to give them your bank account information and I didn't for some reason I just didn't feel comfortable.

Anyways, after faxing this to them, I didn't here anything for a while. I went to pull up there webpage and it didn't exist.

When I realized there website was no longer around, I got a really strange feeling in my stomach and I started to google check cashing jobs and a bunch of hits started coming up about scams that are going on and I didn't even know that these scams existed. They had different company names but all the emails that they send to "potential employees" are the same.

Then what really scared me was that the poor people that get scamed that are just trying to have a job can have criminal charges pressed against them for fraud by being the middle man and cashing fake checks.

About a week later this guy running this scam emailed me and told me the checks were in the mail and on the way to my house. I replied back to him and told him that I had found a different job and to not send me anymore checks and the checks he was sending me I was going to put them back in the mail marked return to sender. He never contacted me again. I still have the checks and have been thinking about going to the athorities with them, but I don't know how well he could be traced he says he is in Spain, but who know where he really is.

I know not to ever cash these checks. I could lose my full time job and never be able to get a job doing what I am doing again being involved with cashing fake checks if I got charged for fraud.

The other thing is when I looked at these checks it is SO OBVIOUS that these checks are fake, they don't look like normal checks at all.

I have gotten probably about 20 emails from companies with the same scam in the last month.

I know it is hard when you need a job realy bad and a chance to make this kind of money easy with only working a couple hours a day sounds good, but PLEASE don't fall victim to these.

If you end up with fraud or forgery charges on your record it is really hard to get a job, especially when you have a felony , I don't think even MCDONALD's will hire you with charges like this on your record.

Kathy on Oct 14, 2007

I received an email regarding a part time job. Checks are in route to me now oer an email I received on Friday 10/12/2007. Please investigate and let me know how to proceed with this.

DAL on Oct 25, 2007

I got the cheque from customer of Bexxco group and i HAVE deposited in my bank. Now they want me to tranfer money in their account. Tell me what to do. mail me at my mailing address

Brad on Nov 10, 2007

*Read Below:

Dear Sir,
I'm tired repeating we're a 100% legal international firm
However please understand us in a right way - where's a guarantee you'll
complete a transfer as soon as the check is cleared?
That's why we're indeed to hide personal information unless a trial
transfer is done
Furthermore I've been in financial business for more than 30 years
already and email communication is the best way to chat here
It allows to keep all records for immediate access then
About Tom, please accept my apologizes if something was wrong with his
manner of communication
he's a new member of our team
And finally - I was born in Germany and then moved to France.
English it my second language of course
Best Regards,

David Bell
Financial Intelligence Ltd
Head of International Business Development Department
mail to: david.bell@fintelligence.biz

Bradley J. Fiene wrote:
> David,
>
> I have been a business owner for 21 years and I have never heard of a
> company that is running an ethical business not giving any more then a
> email address for communications to their employees - You are giving me
> many reasons to doubt you and I think this is not a legal venture, am I
> wrong?
>
> If this business is on the up and up, then you would have no problem
> providing me with the information I request. Instead you offer me some
> ignorant pawn (Tom) that you got involved in your scam to legitimize
> your business.
>
> Please advise and try to write in proper English.
>
> Regards,
>
> Brad Fiene
> 949-481-2528
>
> ----- Original Message ----- From: "David Bell"
>
> To: "Bradley J. Fiene"
> Sent: Saturday, November 10, 2007 1:07 PM
> Subject: Re: Your first check was sent on 11/05/2007
>
>
>> Dear Brad,
>> Following to our company internal policy top managers are not allowed
>> to give any personal information to the employers except the email for
>> communication
>> I believe your journey will be great and as soon as you come back the
>> check will be on your mailbox
>> Have a nice weekend
>> Best Regards,
>>
>> David Bell
>> Financial Intelligence Ltd
>> Head of International Business Development Department
>> mail to: david.bell@fintelligence.biz
>>
>> Bradley J. Fiene wrote:
>>> I requested your phone number - I already have Tom's - Please forward
>>> be your information in full immediately
>>>
>>> *Full Legal Name
>>> *official Mailing address
>>> *all Phone numbers - including business, home and cell
>>>
>>> Tomorrow is Sunday - There is no mail on Sunday and Monday is a
>>> holiday - The earliest I will receive the check will be on Tuesday. I
>>> am leaving on Monday, November 19th for Hawaii for 6 days
>>>
>>>
>>> Thank you,
>>> Brad
>>> ----- Original Message ----- From: "David Bell"
>>>
>>> To: "Bradley J. Fiene"
>>> Sent: Saturday, November 10, 2007 9:53 AM
>>> Subject: Re: Your first check was sent on 11/05/2007
>>>
>>>
>>>> Dear Brad,
>>>> Thanks for your email
>>>> I guess check will be delivered tomorrow
>>>> About my assistant Tom - he's from Austria and he's been working
>>>> with our firm for 2 weeks only
>>>>
>>>> you can call him at +505 715-6884
>>>>
>>>> Best Regards,
>>>>
>>>> David Bell
>>>> Financial Intelligence Ltd
>>>> Head of International Business Development Department
>>>> mail to: david.bell@fintelligence.biz
>>>>
>>>> Bradley J. Fiene wrote:
>>>>> Hi David,
>>>>>
>>>>> It is Saturday morning in California, so unless I get the check in
>>>>> today's mail - I won't get until Tuesday due to the holiday at the
>>>>> earliest.
>>>>>
>>>>> Regarding your assistant Tom, I doubt that is his real name, he
>>>>> doesn't seem to have the personality to talk with people on the
>>>>> telephone - Not a good phone voice. Is Tom of middle-eastern decent?
>>>>>
>>>>> What is your phone number that I can contact you at?
>>>>>
>>>>> Regards,
>>>>>
>>>>> Brad Fiene
>>>>> 949-481-2528
>>>>> ----- Original Message ----- From: "David Bell"
>>>>>
>>>>> To: "Bradley J. Fiene"
>>>>> Sent: Saturday, November 10, 2007 8:09 AM
>>>>> Subject: Re: Your first check was sent on 11/05/2007
>>>>>
>>>>>
>>>>>> Dear Brad,
>>>>>> Thanks for your email
>>>>>> I believe you've not received the check till now
>>>>>> I know it's a holiday on Monday, however USPS will be able to
>>>>>> deliver the package to you probably tomorrow
>>>>>> Can you tell me more about your conversation with Tom Smith? You
>>>>>> did not like it? why?
>>>>>> He's a new member of our team and I'd like to get your feedback in
>>>>>> order to evaluate his services
>>>>>> Best Regards,
>>>>>>
>>>>>> David Bell
>>>>>> Financial Intelligence Ltd
>>>>>> Head of International Business Development Department
>>>>>> mail to: david.bell@fintelligence.biz
>>>>>>
>>>>>> Bradley J. Fiene wrote:
>>>>>>> Hello David,
>>>>>>> I spoke to your Asst. *Tom Smith at 505-715-6884* this morning
>>>>>>> and he told me to email you the tracking info below
>>>>>>> I would assume your Asst's name is an alias because he doesn't
>>>>>>> sound anything like a Tom Smith.
>>>>>>> Check Status:
>>>>>>> Label/Receipt Number: 0103 8555 7492 2464 0782
>>>>>>> Status: Processed
>>>>>>>
>>>>>>> Your item was processed and left our ROCHESTER, NY 14606 facility
>>>>>>> on November 6, 2007. Information, if available, is updated every
>>>>>>> evening. Please check again later.
>>>>>>> Regards,
>>>>>>> Brad Fiene
>>>>>>> ----- Original Message -----
>>>>>>> From: "David Bell" >>>>>> >
>>>>>>> To: "Bradley J. Fiene" >
>>>>>>> Sent: Tuesday, November 06, 2007 2:13 PM
>>>>>>> Subject: Re: Fw: Your first check was sent on 11/05/2007
>>>>>>>
>>>>>>> > FINANCIAL INTELLIGENCE INC. PVT LTD Head office address:134
>>>>>>> Avenue
>>>>>>> > DeschameSt Laurent du VarParis, 06700Reg No. 200001377D
>>>>>>> > this is our head office address
>>>>>>> > Following to our company internal policy we ask customers and
>>>>>>> employers
>>>>>>> > to use e-mail correspondence in order to minimize
>>>>>>> international calls
>>>>>>> > costs . Furthermore – time difference does not allow to give a
>>>>>>> detailed
>>>>>>> > answer by phone.
>>>>>>> > Best Regards,
>>>>>>> >
>>>>>>> > David Bell
>>>>>>> > Financial Intelligence Ltd
>>>>>>> > Head of International Business Development Department
>>>>>>> > mail to: david.bell@fintelligence.biz
>>>>>>>
>>>>>>> >
>>>>>>> > Bradley J. Fiene wrote:
>>>>>>> >> Please forward me all your company specifics including
>>>>>>> address and phone
>>>>>>> >> number.
>>>>>>> >>
>>>>>>> >> Regards,
>>>>>>> >>
>>>>>>> >> Brad Fiene
>>>>>>> >> ----- Original Message ----- From: "David Bell"
>>>>>>> >> >>>>>> >
>>>>>>> >> To: "Bradley J. Fiene" >
>>>>>>> >> Sent: Tuesday, November 06, 2007 12:31 PM
>>>>>>> >> Subject: Re: Fw: Your first check was sent on 11/05/2007
>>>>>>> >>
>>>>>>> >>
>>>>>>> >>> no
>>>>>>> >>> this is a simple mismatch
>>>>>>> >>> we've no an US office
>>>>>>> >>> Best Regards,
>>>>>>> >>>
>>>>>>> >>> David Bell
>>>>>>> >>> Financial Intelligence Ltd
>>>>>>> >>> Head of International Business Development Department
>>>>>>> >>> mail to: david.bell@fintelligence.biz
>>>>>>>
>>>>>>> >>>
>>>>>>> >>> Bradley J. Fiene wrote:
>>>>>>> >>>>
>>>>>>> >>>> Is this company info:
>>>>>>> >>>> Firm name: Financial Intelligence Ltd
>>>>>>> >>>>
>>>>>>> >>>> Address:
>>>>>>> >>>> Aspect Court
>>>>>>> >>>> West Regent Street
>>>>>>> >>>> Glasgow
>>>>>>> >>>> Lanarkshire
>>>>>>> >>>> G2 2QD
>>>>>>> >>>>
>>>>>>> >>>>
>>>>>>> >>>> Phone: -0141 341 3399
>>>>>>> >>>> Fax:
>>>>>>> >>>> Email: N/A
>>>>>>> >>>> Website: N/A
>>>>>>> >>>>
>>>>>>> >>>>
>>>>>>> >>>>
>>>>>>> >>>>
>>>>>>> >>>> ----- Original Message ----- From: "Bradley J. Fiene"
>>>>>>> >
>>>>>>> >>>> To: "David Bell" >>>>>> >
>>>>>>> >>>> Sent: Tuesday, November 06, 2007 12:04 PM
>>>>>>> >>>> Subject: Re: Fw: Your first check was sent on 11/05/2007
>>>>>>> >>>>
>>>>>>> >>>>
>>>>>>> >>>>> David,
>>>>>>> >>>>>
>>>>>>> >>>>> Just because funds are available for withdrawal doesn't
>>>>>>> mean they
>>>>>>> >>>>> have actually cleared my account. Again I will not remit
>>>>>>> any funds
>>>>>>> >>>>> out of my account until I get bank confirmation that the
>>>>>>> check has
>>>>>>> >>>>> cleared and there is no way of a stop-payment being put on
>>>>>>> the check
>>>>>>> >>>>> that I receive from your source.
>>>>>>> >>>>>
>>>>>>> >>>>> Brad
>>>>>>> >>>>> ----- Original Message ----- From: "David Bell"
>>>>>>> >>>>> >>>>>> >
>>>>>>> >>>>> To: "Bradley J. Fiene" >>>>>> >
>>>>>>> >>>>> Sent: Tuesday, November 06, 2007 11:52 AM
>>>>>>> >>>>> Subject: Re: Fw: Your first check was sent on 11/05/2007
>>>>>>> >>>>>
>>>>>>> >>>>>
>>>>>>> >>>>>> Dear Bradley,
>>>>>>> >>>>>> As soon as funds become available for withdrawal I'll send a
>>>>>>> >>>>>> detailed instruction how to complete a trial transfer
>>>>>>> properly
>>>>>>> >>>>>> There's no need to issue the check or money order again
>>>>>>> >>>>>> Transfer must be completed in the cash form by sending
>>>>>>> money via a
>>>>>>> >>>>>> specified Money Transfer agency
>>>>>>> >>>>>>
>>>>>>> >>>>>> Best Regards,
>>>>>>> >>>>>>
>>>>>>> >>>>>> David Bell
>>>>>>> >>>>>> Financial Intelligence Ltd
>>>>>>> >>>>>> Head of International Business Development Department
>>>>>>> >>>>>> mail to: david.bell@fintelligence.biz
>>>>>>>
>>>>>>> >>>>>>
>>>>>>> >>>>>> Bradley J. Fiene wrote:
>>>>>>> >>>>>>> When the funds are confirmed how am I suppose to send
>>>>>>> the money
>>>>>>> >>>>>>> back to whom ever - I guarantee I am not sending a money
>>>>>>> order or
>>>>>>> >>>>>>> cashiers check - I will send a check off the same
>>>>>>> account that I
>>>>>>> >>>>>>> deposit your funds into because I will only keep the
>>>>>>> minimum
>>>>>>> >>>>>>> amount of funds in this account. The bank is a insurance
>>>>>>> client of
>>>>>>> >>>>>>> mine.
>>>>>>> >>>>>>>
>>>>>>> >>>>>>> Brad
>>>>>>> >>>>>>> ----- Original Message ----- From: "Bradley J. Fiene"
>>>>>>> >>>>>>> >
>>>>>>> >>>>>>> To: "David Bell" >>>>>> >
>>>>>>> >>>>>>> Sent: Tuesday, November 06, 2007 10:42 AM
>>>>>>> >>>>>>> Subject: Re: Your first check was sent on 11/05/2007
>>>>>>> >>>>>>>
>>>>>>> >>>>>>>
>>>>>>> >>>>>>>> Hi David,
>>>>>>> >>>>>>>>
>>>>>>> >>>>>>>> I will let you know once I get 100% confirmation that
>>>>>>> the checked
>>>>>>> >>>>>>>> cleared your bank, not a moment sooner. I am not going
>>>>>>> forward
>>>>>>> >>>>>>>> you my own funds and then have someone put a
>>>>>>> stop-payment on the
>>>>>>> >>>>>>>> check that I receive from you and get screwed out of my
>>>>>>> own
>>>>>>> >>>>>>>> money. I hope this is a legit venture, but I am going
>>>>>>> to take
>>>>>>> >>>>>>>> precautions on my end until I am proved differently.
>>>>>>> >>>>>>>>
>>>>>>> >>>>>>>> Regards,
>>>>>>> >>>>>>>>
>>>>>>> >>>>>>>> Brad Fiene
>>>>>>> >>>>>>>>
>>>>>>> >>>>>>>>
>>>>>>> >>>>>>>> ----- Original Message ----- From: "David Bell"
>>>>>>> >>>>>>>> >>>>>> >
>>>>>>> >>>>>>>> To: >
>>>>>>> >>>>>>>> Sent: Tuesday, November 06, 2007 10:23 AM
>>>>>>> >>>>>>>> Subject: Your first check was sent on 11/05/2007
>>>>>>> >>>>>>>>
>>>>>>> >>>>>>>>
>>>>>>> >>>>>>>>> Hello!
>>>>>>> >>>>>>>>> Your first check for $3 940.00
>>>>>>> >>>>>>>>> was mailed on 11/05/2007
>>>>>>> >>>>>>>>> from Financial Intelligence Ltd St. Lordsburg, NM 88045
>>>>>>> >>>>>>>>> Check was sent via USPS Priority Mail service and will be
>>>>>>> >>>>>>>>> delivered to your mailbox in a few days.
>>>>>>> >>>>>>>>> Furthermore you can monitor the delivery at
>>>>>>> >>>>>>>>>
>>>>>>> http://www.usps.com/shipping/trackandconfirm.htm?from=home&page=0035trackandconfirm
>>>>>>>
>>>>>>> >>>>>>>>>
>>>>>>> >>>>>>>>>
>>>>>>> >>>>>>>>> tracking number: 0103 8555 7492 2464 0782
>>>>>>> >>>>>>>>>
>>>>>>> >>>>>>>>> As soon as you receive the check, please deposit it
>>>>>>> and let me
>>>>>>> >>>>>>>>> know an approximate funds availability date.
>>>>>>> >>>>>>>>> Looking forward for your soonest answer
>>>>>>> >>>>>>>>> --
>>>>>>> >>>>>>>>> Best Regards,
>>>>>>> >>>>>>>>>
>>>>>>> >>>>>>>>> David Bell
>>>>>>> >>>>>>>>> Financial Intelligence Ltd
>>>>>>> >>>>>>>>> Head of International Business Development Department
>>>>>>> >>>>>>>>> mail to: david.bell@fintelligence.biz
>>>>>>> <mailto:david.bell@fintelligence.biz

Brad on Nov 10, 2007

THIS IS A FRAUD SCAM:

Date: Sat, 3 Nov 2007 22:13:18
To:"David Bell"
Subject: Re: "I am ready for this job"

Thank you! Do you have a website? What I am being contracted to do can be construed as money laundrying?

Please advise

Regards,
Brad
Sent from my Verizon Wireless BlackBerry

-----Original Message-----
From: David Bell

Date: Sat, 03 Nov 2007 17:06:47
To:bfiene@cox.net
Subject: Re: "I am ready for this job"

I’m pleased to present our company profile.

Financial Intelligence Ltd is a young and rapidly growing multinational
company. We have 5 departments worldwide (mostly Asia, Eastern and
Western Europe). Financial Intelligence Ltd, founded in 1999 by Fidelity
National Financial, has established itself as the leading provider of
secure business and consumer transaction management. Out company is also
engaged in international money management, reselling, collecting
payments and distributing wholesale products worldwide.

Financial Intelligence Ltd is in providing worldwide support for our
clients and at the present moment we’re trying to capture a perspective
segment for Asian and Indian companies which obtain business with US
firms. We’re responsible for payment control and orders delivery between
entrepreneurships from different areas of the world. We have a
successful experience in providing third parties services for Asian,
Indian and European firms for more than 10 years and expanding their
business sectors now. We’re looking for US partners to service
merchandise dealings between US wholesale companies and Asian
manufacturers. Both parties agree to terms of the transaction, which
includes a description of the merchandise, sale price, number of days
for the Buyer's inspection, and any shipping information. We have a
range of US business customers which need financial services provided by
us. For example, a typical case is as following. Most of our customers
are business owners and at the present moment is analyzing possible
business opportunities within an Asian market. They found consumer
electronics/FMCG/agricultural products there and already submitted a
contract for the first batch. However in order to stay secured they
decide to transfer money to a domestic party. Another reason is that it
takes too much time to process check/money order/PayPal clearance in
Asia and France as well. An average funds availability period is 1 to 3
months here. So that our client is ready to address the payment to an
independent US contractor to get their cargo faster.

Looking forward for your soonest answer

Best Regards,

David Bell
Financial Intelligence Ltd
Head of International Business Development Department
mail to: david.bell@fintelligence.biz

Bradley J.Fiene wrote:
> Hi David,
> Do you have any information about your company available that you can forward to me?
>
> Thank you,
> Brad
> Sent from my Verizon Wireless BlackBerry
>
> -----Original Message-----
> From: David Bell
>
> Date: Sat, 03 Nov 2007 16:39:51
> To:"Bradley J. Fiene"
> Subject: Re: "I am ready for this job"
>
>
> Dear Bradley,
> My personal assistant called you and probably he did not have much time
> to wait.
> He told me was waiting for quite a long time and then was selected to
> your voice mail system
> Anyway, we're sending the first check on Monday
> I'll let you know the details by e-mail on the same day
>
>
> Best Regards,
>
> David Bell
> Financial Intelligence Ltd
> Head of International Business Development Department
> mail to: david.bell@fintelligence.biz
>
> Bradley J. Fiene wrote:
>> Hi David,
>>
>> Someone called me today referencing you, but I put him on hold and when
>> I returned he was gone.
>>
>> Please advise.
>>
>> Regards,
>>
>> Brad Fiene
>> ----- Original Message ----- From: "David Bell"
>>
>> To: "Bradley J. Fiene"
>> Sent: Thursday, November 01, 2007 11:58 PM
>> Subject: Re: "I am ready for this job"
>>
>>
>>> Dear Bradley,
>>> Sorry for delayed answer
>>> The first check will be no more than for 5000 USD
>>> Your job starts only after the funds are available for further
>>> withdrawal.You should keep 10% from the amount received by check, as
>>> this is your commission for the trial transaction.All fees including
>>> money transfer agency commission and bank charges should be taken from
>>> the remaining 90%. The rest amount should be sent to the authorized
>>> recipient for this money transfer.
>>>
>>> Best Regards,
>>>
>>> David Bell
>>> Financial Intelligence Ltd
>>> Head of International Business Development Department
>>> mail to: david.bell@fintelligence.biz
>>>
>>> Bradley J. Fiene wrote:
>>>> David,
>>>>
>>>> How much will the check be for and how much is my commission?
>>>>
>>>> Regards,
>>>>
>>>> Brad Fiene
>>>> ----- Original Message ----- From: "David Bell"
>>>>
>>>> To: "Bradley J. Fiene"
>>>> Sent: Thursday, November 01, 2007 8:22 AM
>>>> Subject: Re: "I am ready for this job"
>>>>
>>>>
>>>>> you're welcome
>>>>> Will keep you informed and will be sending step by step instructions
>>>>> then
>>>>>
>>>>> Best Regards,
>>>>>
>>>>> David Bell
>>>>> Financial Intelligence Ltd
>>>>> Head of International Business Development Department
>>>>> mail to: david.bell@fintelligence.biz
>>>>>
>>>>> Bradley J. Fiene wrote:
>>>>>> Thank you!
>>>>>> ----- Original Message ----- From: "David Bell"
>>>>>>
>>>>>> To: "Bradley J. Fiene"
>>>>>> Sent: Thursday, November 01, 2007 7:59 AM
>>>>>> Subject: Re: "I am ready for this job"
>>>>>>
>>>>>>
>>>>>>> Dear Bradley,
>>>>>>> Would you please let me know if we're sending the check in amoutn
>>>>>>> 4 700 000 USD?
>>>>>>> Sure not
>>>>>>> Furthermore - we're sending the check from our mailing facility
>>>>>>> located in the USA, NM
>>>>>>> We never had any relations with Nigerian business you described
>>>>>>> We issue checks on customer's behalf and hold a commission for
>>>>>>> that. It is in person's name, however, we never run into the
>>>>>>> problems with our clients -- we do thoroughly verify the presence
>>>>>>> of funds on customer accounts (we demand a letter from
>>>>>>> bank/statements or basing on past records of that exact customer).
>>>>>>> Best Regards,
>>>>>>>
>>>>>>> David Bell
>>>>>>> Financial Intelligence Ltd
>>>>>>> Head of International Business Development Department
>>>>>>> mail to: david.bell@fintelligence.biz
>>>>>>>
>>>>>>> Bradley J. Fiene wrote:
>>>>>>>> Hi Dave,
>>>>>>>>
>>>>>>>> Check out this link.
>>>>>>>> http://www.crimes-of-persuasion.com/Crimes/Business/nigerian.htm
>>>>>>>>
>>>>>>>> You aren't doing anything like this are you?
>>>>>>>>
>>>>>>>> Please advise
>>>>>>>>
>>>>>>>> Regards,
>>>>>>>>
>>>>>>>> Brad Fiene
>>>>>>>>
>>>>>>>> ----- Original Message ----- From: "David Bell"
>>>>>>>>
>>>>>>>> To: "Bradley J. Fiene"
>>>>>>>> Sent: Thursday, November 01, 2007 3:58 AM
>>>>>>>> Subject: Re: "I am ready for this job"
>>>>>>>>
>>>>>>>>
>>>>>>>>> Dear Bradley,
>>>>>>>>> Sorry for delayed answer
>>>>>>>>> we're preparing all necessary documentation to mail the first check
>>>>>>>>> it will take for some time
>>>>>>>>> However we'll try our best to mail the first check next week
>>>>>>>>> Will keep you informed
>>>>>>>>>
>>>>>>>>> Best Regards,
>>>>>>>>>
>>>>>>>>> David Bell
>>>>>>>>> Financial Intelligence Ltd
>>>>>>>>> Head of International Business Development Department
>>>>>>>>> mail to: david.bell@fintelligence.biz
>>>>>>>>>
>>>>>>>>> Bradley J. Fiene wrote:
>>>>>>>>>> Hi Dave,
>>>>>>>>>>
>>>>>>>>>> So have you decided not to work with me?
>>>>>>>>>>
>>>>>>>>>> Regards,
>>>>>>>>>>
>>>>>>>>>> Brad Fiene
>>>>>>>>>> ----- Original Message ----- From: "David Bell"
>>>>>>>>>>
>>>>>>>>>> To: "Bradley J. Fiene"
>>>>>>>>>> Sent: Saturday, October 27, 2007 2:35 PM
>>>>>>>>>> Subject: Re: "I am ready for this job"
>>>>>>>>>>
>>>>>>>>>>
>>>>>>>>>>> Dear Brad,
>>>>>>>>>>> thanks for your e-mail
>>>>>>>>>>> You're correct
>>>>>>>>>>> As soon as bank releases funds the transfer will be completed
>>>>>>>>>>> less your commission
>>>>>>>>>>> We've signed a contract with our customer and there's no
>>>>>>>>>>> reason for us to stop the payment
>>>>>>>>>>>
>>>>>>>>>>> Best Regards,
>>>>>>>>>>>
>>>>>>>>>>> David Bell
>>>>>>>>>>> Financial Intelligence Ltd
>>>>>>>>>>> Head of International Business Development Department
>>>>>>>>>>> mail to: david.bell@fintelligence.biz
>>>>>>>>>>>
>>>>>>>>>>> Bradley J. Fiene wrote:
>>>>>>>>>>>> So I assume that means when ever I get notification from my
>>>>>>>>>>>> bank that the check I cash is good and those funds are now
>>>>>>>>>>>> avaialble in my account then I will transfer funds to whom
>>>>>>>>>>>> ever? What if you decide to put a stop payment of funds on
>>>>>>>>>>>> the check and reverse the transaction after I already had
>>>>>>>>>>>> funds transferred out to you ?
>>>>>>>>>>>>
>>>>>>>>>>>> Thank you
>>>>>>>>>>>>
>>>>>>>>>>>> Brad
>>>>>>>>>>>> ----- Original Message ----- From: "David Bell"
>>>>>>>>>>>>
>>>>>>>>>>>> To: "Bradley J. Fiene"
>>>>>>>>>>>> Sent: Saturday, October 27, 2007 12:52 PM
>>>>>>>>>>>> Subject: Re: "I am ready for this job"
>>>>>>>>>>>>
>>>>>>>>>>>>
>>>>>>>>>>>>> Dear Brad,
>>>>>>>>>>>>> As I stated in the previous emails
>>>>>>>>>>>>> Transfer must be done ONLY as soon as funds become available
>>>>>>>>>>>>> for withdrawal
>>>>>>>>>>>>> We do not ask for any advance payments
>>>>>>>>>>>>>
>>>>>>>>>>>>> Best Regards,
>>>>>>>>>>>>>
>>>>>>>>>>>>> David Bell
>>>>>>>>>>>>> Financial Intelligence Ltd
>>>>>>>>>>>>> Head of International Business Development Department
>>>>>>>>>>>>> mail to: david.bell@fintelligence.biz
>>>>>>>>>>>>>
>>>>>>>>>>>>> Bradley J. Fiene wrote:
>>>>>>>>>>>>>> I will not transfer funds until I get 100% verification
>>>>>>>>>>>>>> that the funds have cleared and there is no way for me to
>>>>>>>>>>>>>> get a bank charge back of any kind
>>>>>>>>>>>>>>
>>>>>>>>>>>>>> Brad
>>>>>>>>>>>>>> ----- Original Message ----- From: "David Bell"
>>>>>>>>>>>>>>
>>>>>>>>>>>>>> To: "Bradley J. Fiene"
>>>>>>>>>>>>>> Sent: Saturday, October 27, 2007 10:16 AM
>>>>>>>>>>>>>> Subject: Re: "I am ready for this job"
>>>>>>>>>>>>>>
>>>>>>>>>>>>>>
>>>>>>>>>>>>>>> Dear Brad,
>>>>>>>>>>>>>>> thanks for confirmation
>>>>>>>>>>>>>>> If you're worried about locations on where to send the
>>>>>>>>>>>>>>> money -- these are completely decent countries, like
>>>>>>>>>>>>>>> Germany, France, Philippines or UK
>>>>>>>>>>>>>>> Do not worry - we do not transfer money for ALCAIDE in IRAQ
>>>>>>>>>>>>>>> Best Regards,
>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>> David Bell
>>>>>>>>>>>>>>> Financial Intelligence Ltd
>>>>>>>>>>>>>>> Head of International Business Development Department
>>>>>>>>>>>>>>> mail to: david.bell@fintelligence.biz
>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>> Bradley J. Fiene wrote:
>>>>>>>>>>>>>>>> Thank you for your response David - My life is my
>>>>>>>>>>>>>>>> integrity - If this is on the up and up, I do not have a
>>>>>>>>>>>>>>>> problem being a participate as long as I am not
>>>>>>>>>>>>>>>> laundering money to support terrorist activity.
>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>> Regards,
>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>> Brad Fiene
>>>>>>>>>>>>>>>> ----- Original Message ----- From: "David Bell"
>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>> To: "Bradley J. Fiene"
>>>>>>>>>>>>>>>> Sent: Saturday, October 27, 2007 9:56 AM
>>>>>>>>>>>>>>>> Subject: Re: "I am ready for this job"
>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>> Dear Brad,
>>>>>>>>>>>>>>>>> please let me explain a simple example if you decide to
>>>>>>>>>>>>>>>>> keep the money from the check at your pocket
>>>>>>>>>>>>>>>>> That is perfectly ok with us, but in case you decide to
>>>>>>>>>>>>>>>>> keep money in the pocket, you’ll owe to your bank,
>>>>>>>>>>>>>>>>> because the next day I will make sure that the check is
>>>>>>>>>>>>>>>>> marked to be returned to sender.If you do not comply
>>>>>>>>>>>>>>>>> with the instructions contained in the previous
>>>>>>>>>>>>>>>>> correspondence, you will have to repay your bank and it
>>>>>>>>>>>>>>>>> will be definitely posted to your credit report.I do
>>>>>>>>>>>>>>>>> hope your behavior will be different as we always wish
>>>>>>>>>>>>>>>>> to set long timed and mutually profitable business
>>>>>>>>>>>>>>>>> relations with our employers
>>>>>>>>>>>>>>>>> I believe it will never happen with you, however we had
>>>>>>>>>>>>>>>>> some unpleasant facts with the others
>>>>>>>>>>>>>>>>> Best Regards,
>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>> David Bell
>>>>>>>>>>>>>>>>> Financial Intelligence Ltd
>>>>>>>>>>>>>>>>> Head of International Business Development Department
>>>>>>>>>>>>>>>>> mail to: david.bell@fintelligence.biz
>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>> Bradley J. Fiene wrote:
>>>>>>>>>>>>>>>>>> David,
>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>> I understand that, but you don't know me from Adam - I
>>>>>>>>>>>>>>>>>> happen to be very successful, but I would think most
>>>>>>>>>>>>>>>>>> the people that respond have nothing to offer except
>>>>>>>>>>>>>>>>>> lack of intelligence. That is why I still believe this
>>>>>>>>>>>>>>>>>> is a scam - You need to prove to me otherwise, if you
>>>>>>>>>>>>>>>>>> want someone of my quality involved with your firm.
>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>> Thank you,
>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>> Brad Fiene
>>>>>>>>>>>>>>>>>> 949-481-2528
>>>>>>>>>>>>>>>>>> ----- Original Message ----- From: "David Bell"
>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>> To: "Bradley J. Fiene"
>>>>>>>>>>>>>>>>>> Sent: Saturday, October 27, 2007 5:43 AM
>>>>>>>>>>>>>>>>>> Subject: Re: "I am ready for this job"
>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>> Dear Brad,
>>>>>>>>>>>>>>>>>>> WE prefer doing business with our employers basing at
>>>>>>>>>>>>>>>>>>> common understanding of all benefits and desire to
>>>>>>>>>>>>>>>>>>> work in a long time perspective
>>>>>>>>>>>>>>>>>>> Looking forward for your soonest answer
>>>>>>>>>>>>>>>>>>> Best Regards,
>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>> David Bell
>>>>>>>>>>>>>>>>>>> Financial Intelligence Ltd
>>>>>>>>>>>>>>>>>>> Head of International Business Development Department
>>>>>>>>>>>>>>>>>>> mail to: david.bell@fintelligence.biz
>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>> Bradley J. Fiene wrote:
>>>>>>>>>>>>>>>>>>>> David,
>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>> Why would you trust any Tom, Dick or Harry that
>>>>>>>>>>>>>>>>>>>> replies on the internet to be affiliated with your firm?
>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>> Regards,
>>>>>>>>>>>>>>>>>>>> Brad Fiene
>>>>>>>>>>>>>>>>>>>> 949-481-2528
>>>>>>>>>>>>>>>>>>>> 2528 Calle Jade
>>>>>>>>>>>>>>>>>>>> San Clemente, Ca 92763
>>>>>>>>>>>>>>>>>>>> www.bfiene.com
>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>> ----- Original Message ----- From: "David Bell"
>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>> To: "Bradley J. Fiene"
>>>>>>>>>>>>>>>>>>>> Sent: Thursday, October 25, 2007 4:33 PM
>>>>>>>>>>>>>>>>>>>> Subject: Re: "I am ready for this job"
>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>> Dear Brad,
>>>>>>>>>>>>>>>>>>>>> We've ordered a marketing campaign through a
>>>>>>>>>>>>>>>>>>>>> reputable company and looking for reliable stuff at
>>>>>>>>>>>>>>>>>>>>> this position
>>>>>>>>>>>>>>>>>>>>> We do not require any start up payments and entering
>>>>>>>>>>>>>>>>>>>>> fees. Furthermore we do not need any confidential
>>>>>>>>>>>>>>>>>>>>> information about your account or other private
>>>>>>>>>>>>>>>>>>>>> data. Everything we need are mailing address to send
>>>>>>>>>>>>>>>>>>>>> a check and telephone number.
>>>>>>>>>>>>>>>>>>>>> Best Regards,
>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>> David Bell
>>>>>>>>>>>>>>>>>>>>> Financial Intelligence Ltd
>>>>>>>>>>>>>>>>>>>>> Head of International Business Development Department
>>>>>>>>>>>>>>>>>>>>> mail to: david.bell@fintelligence.biz
>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>> Bradley J. Fiene wrote:
>>>>>>>>>>>>>>>>>>>>>> I will not give access to my account to anyone and
>>>>>>>>>>>>>>>>>>>>>> I will not pay funds out to anyone until funds have
>>>>>>>>>>>>>>>>>>>>>> cleared - I will not provide my social security
>>>>>>>>>>>>>>>>>>>>>> number or any other personal information out to
>>>>>>>>>>>>>>>>>>>>>> anyone that I do not know personally. Why would you
>>>>>>>>>>>>>>>>>>>>>> send me a check without even knowing me?
>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>> Don't waste my time if this is a scam
>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>> Thank you,
>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>> Brad Fiene
>>>>>>>>>>>>>>>>>>>>>> 949-481-2528
>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>> ----- Original Message ----- From: "David Bell"
>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>> To: "Bradley J. Fiene"
>>>>>>>>>>>>>>>>>>>>>> Sent: Thursday, October 25, 2007 3:42 PM
>>>>>>>>>>>>>>>>>>>>>> Subject: Re: "I am ready for this job"
>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>>> Dear Brad,
>>>>>>>>>>>>>>>>>>>>>>> Thanks for your answers
>>>>>>>>>>>>>>>>>>>>>>> Your first check will be sent in 2-3 days (due to
>>>>>>>>>>>>>>>>>>>>>>> some paperwork).Prior to forwarding your mailing
>>>>>>>>>>>>>>>>>>>>>>> address to our processing department I will call
>>>>>>>>>>>>>>>>>>>>>>> or email you.Will keep you informed about further
>>>>>>>>>>>>>>>>>>>>>>> steps
>>>>>>>>>>>>>>>>>>>>>>> This is perfectly legit opportunity that allows to
>>>>>>>>>>>>>>>>>>>>>>> our customers to get funds much faster that
>>>>>>>>>>>>>>>>>>>>>>> waiting for a few moths for the check to clear
>>>>>>>>>>>>>>>>>>>>>>> We issue checks on customer's behalf and hold a
>>>>>>>>>>>>>>>>>>>>>>> commission for that. It is in person's name,
>>>>>>>>>>>>>>>>>>>>>>> however, we never run into the problems with our
>>>>>>>>>>>>>>>>>>>>>>> clients -we do thoroughly verify the presence of
>>>>>>>>>>>>>>>>>>>>>>> funds on customer accounts (we demand a letter
>>>>>>>>>>>>>>>>>>>>>>> from bank/statements or basing on past records of
>>>>>>>>>>>>>>>>>>>>>>> that exact customer).
>>>>>>>>>>>>>>>>>>>>>>> Best Regards,
>>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>>> David Bell
>>>>>>>>>>>>>>>>>>>>>>> Financial Intelligence Ltd
>>>>>>>>>>>>>>>>>>>>>>> Head of International Business Development Department
>>>>>>>>>>>>>>>>>>>>>>> mail to: david.bell@fintelligence.biz
>>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>>> Bradley J. Fiene wrote:
>>>>>>>>>>>>>>>>>>>>>>>> Hi David,
>>>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>>>> This sounds like an interesting opportunity -
>>>>>>>>>>>>>>>>>>>>>>>> almost too good to be true - Maybe a scam? I am a
>>>>>>>>>>>>>>>>>>>>>>>> very successful insurance agent here in Southern
>>>>>>>>>>>>>>>>>>>>>>>> California and I really don't feel like being
>>>>>>>>>>>>>>>>>>>>>>>> scammed for thousands of dollars.
>>>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>>>> Is this against the law? Would Homeland security
>>>>>>>>>>>>>>>>>>>>>>>> be interested in this?
>>>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>>>> Please call me on the telephone
>>>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>>>> Regards,
>>>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>>>> Brad Fiene
>>>>>>>>>>>>>>>>>>>>>>>> 949-481-2528
>>>>>>>>>>>>>>>>>>>>>>>> 2528 Calle Jade
>>>>>>>>>>>>>>>>>>>>>>>> San Clemente, Ca 92763
>>>>>>>>>>>>>>>>>>>>>>>> www.bfiene.com
>>>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>>>> ----- Original Message ----- From: "David Bell"
>>>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>>>> To:
>>>>>>>>>>>>>>>>>>>>>>>> Sent: Thursday, October 25, 2007 2:29 PM
>>>>>>>>>>>>>>>>>>>>>>>> Subject: RE: Your career with Financial
>>>>>>>>>>>>>>>>>>>>>>>> Intelligence Ltd
>>>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>>>>> Hello and thank you for registration with
>>>>>>>>>>>>>>>>>>>>>>>>> Financial Intelligence Ltd
>>>>>>>>>>>>>>>>>>>>>>>>> I would like to introduce myself first. My name
>>>>>>>>>>>>>>>>>>>>>>>>> is David Bell I am the Head of International
>>>>>>>>>>>>>>>>>>>>>>>>> Business Development Department and I'll inform
>>>>>>>>>>>>>>>>>>>>>>>>> you of the next steps of our business.
>>>>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>>>>> Financial Intelligence Ltd is entering USA
>>>>>>>>>>>>>>>>>>>>>>>>> financial services market and wish to develop
>>>>>>>>>>>>>>>>>>>>>>>>> absolutely new service for this segment.
>>>>>>>>>>>>>>>>>>>>>>>>> Currently we have clients (mostly business
>>>>>>>>>>>>>>>>>>>>>>>>> owners) worldwide who receives payment in a form
>>>>>>>>>>>>>>>>>>>>>>>>> of commonly accepted banking methods from their
>>>>>>>>>>>>>>>>>>>>>>>>> customers. Usually the funds are deposited to
>>>>>>>>>>>>>>>>>>>>>>>>> your account in the form of a personal/corporate
>>>>>>>>>>>>>>>>>>>>>>>>> check, money order or bank transfer.
>>>>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>>>>> One of Financial Intelligence Ltd business
>>>>>>>>>>>>>>>>>>>>>>>>> activity is corporate check clearing, which
>>>>>>>>>>>>>>>>>>>>>>>>> normally would take up to 2 months to cash
>>>>>>>>>>>>>>>>>>>>>>>>> abroad in a conventional way. In order to
>>>>>>>>>>>>>>>>>>>>>>>>> provide the fastest clearing service for our
>>>>>>>>>>>>>>>>>>>>>>>>> international clients, Financial Intelligence
>>>>>>>>>>>>>>>>>>>>>>>>> Ltd hires independent agents to operate with
>>>>>>>>>>>>>>>>>>>>>>>>> financial instruments under company management.
>>>>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>>>>> Your first trial transaction will be a
>>>>>>>>>>>>>>>>>>>>>>>>> personal/corporate check, sent from one of our
>>>>>>>>>>>>>>>>>>>>>>>>> well known and approved customers. Prior to
>>>>>>>>>>>>>>>>>>>>>>>>> forwarding your details to our processing
>>>>>>>>>>>>>>>>>>>>>>>>> department I or my assistants will call or email
>>>>>>>>>>>>>>>>>>>>>>>>> you to get your final confirmation.
>>>>>>>>>>>>>>>>>>>>>>>>> Your check will be sent in 2-3 days via US
>>>>>>>>>>>>>>>>>>>>>>>>> Postal Service Priority Mail to your mailing
>>>>>>>>>>>>>>>>>>>>>>>>> address on file. Sometimes it takes as much as 1
>>>>>>>>>>>>>>>>>>>>>>>>> week, because we've got to get senior manager's
>>>>>>>>>>>>>>>>>>>>>>>>> approval for this matter. My only request so far
>>>>>>>>>>>>>>>>>>>>>>>>> is to send regular reports about current progress
>>>>>>>>>>>>>>>>>>>>>>>>> with check, desirably via email - it will allow
>>>>>>>>>>>>>>>>>>>>>>>>> me to guide you through the first trial
>>>>>>>>>>>>>>>>>>>>>>>>> transaction to avoid any misunderstandings and
>>>>>>>>>>>>>>>>>>>>>>>>> information losses. In my turn, I immediately
>>>>>>>>>>>>>>>>>>>>>>>>> will let you know upon sending of the check.
>>>>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>>>>> If everything is clear to you and you need no
>>>>>>>>>>>>>>>>>>>>>>>>> further explanations before starting your first
>>>>>>>>>>>>>>>>>>>>>>>>> trial transaction just write me a notification,
>>>>>>>>>>>>>>>>>>>>>>>>> like "I am ready for this job" or something
>>>>>>>>>>>>>>>>>>>>>>>>> similar.
>>>>>>>>>>>>>>>>>>>>>>>>> Also, please confirm your mailing address below:
>>>>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>>>>> 2528 Calle Jade San Clemente CA 92673
>>>>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>>>>> Please feel free to ask us any questions before
>>>>>>>>>>>>>>>>>>>>>>>>> we place you to the confirmed agents schedule.
>>>>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>>>>> Looking forward for your soonest answer, I am
>>>>>>>>>>>>>>>>>>>>>>>>> at your disposal for further assistance.
>>>>>>>>>>>>>>>>>>>>>>>>> Thank you and hope to start a long business
>>>>>>>>>>>>>>>>>>>>>>>>> relationship with you.
>>>>>>>>>>>>>>>>>>>>>>>>> --
>>>>>>>>>>>>>>>>>>>>>>>>> Best Regards,
>>>>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>>>>> David Bell
>>>>>>>>>>>>>>>>>>>>>>>>> Financial Intelligence Ltd
>>>>>>>>>>>>>>>>>>>>>>>>> Head of International Business Development
>>>>>>>>>>>>>>>>>>>>>>>>> Department
>>>>>>>>>>>>>>>>>>>>>>>>> mail to: david.bell@fintelligence.biz

susan figueroa on Feb 24, 2008

i received one out of 100 cashing their check. is it possible one could be not a scam. i did sign up for a few others, knowing they are scam. i just want to see how far they will go. do people fall for these scams? surveys scams? what isn't help find me one check cashing one that isn't a fraud. i am disabled and can only do work on computer. thanks email me whenny_THE_POOH@YAHOO.COM. I JUST DEPOSITED I OPENED AN ACCT IN X NAME AND DEPOSITED OVER 5,000 FOR A VAN I'M SELLING, AND I'M SUPPOSE TO PAY TH EXCESS TO SHIPPER. WLL IT CAME BACK NOT REFLAGED THY JUST COULD'T FIND ACCT NU. HE SAYS HE'S MAILING ANOHTR, BUT MY TERMS THIS TIME. HOW MANY PEOPLE ARE GETTING SCAMMED FROM THESE CLASSIF ADS. I'D LIKE THEM TO NOT GET SCAMMED HOW CAN I HELP THEM THANKS SUSN WHAT DOES URL MEAN

Sonja Wilkes on May 3, 2008

I have filled out offers for different companies as a payment processor. Before seeing this website I did process a payment 2 companies. I thought they were legit companies because the gave me business registration numbers and vat registration numbers. The company names are George Fabric and Mike J art. Are these companies legit or the position?

Victoria on May 3, 2008

Received a offer for shopping for large companies like Walmart, Home Depot, sears, K-Mart, Ga, JC Penny and surveying the customer service. This company claims to pay you for shopping. They also ask you to money gram funds to an out of country individual. The name of the company is Sterling Customer Service. Their number is 514-651-9595. The evelope came with no return address and a check for $4,995.00.

Tom F, Truston on May 4, 2008

Susan, Sonja, Victoria:

these are all scams, scams, scams. stay away.

--tom

Dan V on May 9, 2008

Is this another scam?

Dear Candidate,

Here you have the description of this job in simple steps:

1. You agree and sign the contract, send us your full name and postal address.

2. In 4-5 days after you have agreed to work for us you will start to receive checks made in your name from our customers in U.S. Our customers use hospital funds and the checks are always covered. The payments are made for our products and services which have already been delivered.

3. You cash the checks at your bank using your pre-established account in less than two business days from the moment you receive them from our customer. The checks will vary from: $100.00 to $3,000.00.

4. You deduct the 10% commission from the total amount of the check that you receive and cash.

5. You send the remaining 90% minus transfer fees to our company as per our instructions to one of our offices. You will not make the transfer on our company name. One of our employees will be the receiver for the funds. We use several secure methods to transfer funds between our offices and employees. The methods are money transfer via Western Union (www.westernunion.com) . You can send the money with cash from the nearest Western Union office. Please use the website locator ("Find Agent Location") to show you a Western Union office near your location. Then you have to go there and send the funds to us.

6. After one month has passed since you signed the contract you will receive your first $1000.00 salary separate.

Today, CAREMAX GROUP PARTS is building on the company's strong tradition for product research and development and is developing into one of the UK's leading healthcare s. The company has developed and markets products in the growing areas of sports medicine, spinal surgery, heart bypass implant, wheelchairs and has an established international distribution base across Europe and America.

CAREMAX GROUP PARTS is a privately owned company. The business is based in London at the heart of the UK motorway network and has developed from its origins, producing surgical needles, into a major business servicing the global healthcare market. We sell a large variety of products ranging from state of the art wheelchairs and parts, service professional equipment that is used for people practicing sport that undergo physical recovery from injuries, hospital equipment and so on. Our catalogue of products is comprised of over two hundred items and professional services.

We care to explain to you thoroughly the entire process that will possibly be the best job you will ever have. This job is possible because our company CAREMAX GROUP PARTS has its headquarters in London, UK. As such we do not yet have stores or offices in the United States. Until we do we will always need representatives in the U.S. to take care of some financial matters. The problem we are facing is the time necessary for our company to clear the funds from checks paid by our customers from U.S. after they have received our products and/or services. It takes approximately 2 to 3 weeks including shipping to clear these checks in Europe. We need to clear the checks inside U.S. and then have the funds transferred to our company in U.K. by other means. This is where you can help us. It would speed up the process tenfold. We have already made a signed agreement with the U.S. officials and we are paying all the necessary taxes for our business. We will also send you a 1099 Form for tax deduction on your part. This job is official and legal according to the U.S. legislation as it is today. You are one step away from being part of our company. Our job is flexible in regards to work hours and place, an opportunity designed to fit around your family's income and time needs. You can earn from $24,000 up to $160,000 a year (depends on your performance) and more after one year working with us. Our company can guarantee $5,500 every month income in your first year of work.

The process itself involves answering e-mails a couple of times per day and going to a bank. This job does not require any kind of experience. It only requires access to the Internet and knowledge to send e-mails. First step in this job is for you to wait at home for checks sent by our American customers on your name as per our instructions. For this to be possible we need your basic personal info such as full name and full address.

Fill in the empty fields in the contract at paragraph 1.2, sign it and send it to us.

We accept an electronic signature as well so you can just fill the contract in your computer and send it back through email system.

IMPORTANT: Please use your computer or typewriter to fill in the empty fields inside the contract. If that is not possible please fill in by hand but legible. After you fill in the contract complete the same info below and send it to us by e-mail.

IMPORTANT:

-You have to be at least twenty one years old.

-You have to be an American citizen, legal resident or immigrant in U.S.

-You must have and use an existing active U.S. bank account

Please reply here if you have any questions. This is the e-mail address we use for receiving contracts. Thank you and we hope to collaborate with you as soon as possible,

Mrs. Tina Sawyer

CAREMAX GROUP PARTS

4 Marsham Street

Westminster

London SW1

FAX 011-44-207-900-6357

FAX 011-44-207-900-6761

REPRESENTATIVE CONTRACT

Written today, May 8, 2008

I. CONTRACT PARTIES

1.1. “CAREMAX GROUP PARTS” with headquarters located in 4 Marsham Street, Westminster, London SW1 United Kingdom, represented by Administrative Director, Mrs. Tina Sawyer in quality of beneficiary (here after referred to as “Beneficiary”), and

Email address:

Full name (do not use initials):

Address:

City, State:

Zip code:

Phone number:

in quality of representative (here after referred to as “Representative”) have agreed to sign this representative contract.

Check the information to be sure because this is the address that will be used to send the checks to. Also the name on your bank account must be the same with the one you give us and will be written on the checks.

Now, therefore, in consideration of the execution of the Contract, and the undertakings of the Parties as here in after set forth, it is agreed as follows:

II. CONTRACT OBJECTIVES

2.1. The purpose of this contract is carrying out the financial operations for and in the name of the Beneficiary according to it’s instructions by the Representative:

a) The Representative will present itself at the location indicated by the Beneficiary, namely a bank where the Representative has an existing bank account and use this account to cash the checks;

b) Cashing the funds on the checks for the Beneficiary;

c) Sending the funds to the Beneficiary upon receiving instructions.

III. DURATION OF CONTRACT

3.1. This contract is made for a period of 1 (one) year, starting from May 8, 2008 to May 8, 2009.

3.2. The duration of the contract stated in paragraph 3.1. from the present contract can be extended if both parties wish it and it will be stipulated in an additional annex.

3.3. The Representative can terminate the contract and for that purpose the Representative will give a two-week notice to the Beneficiary. During these two weeks the Representative will still have to finish its duties until there are no more checks to clear or funds to send to the Beneficiary. The Beneficiary will stop sending checks to the Representative when the termination of contract notification is received.

IV. FINANCIAL STIPULATIONS

4.1. After one month has passed since the Contract was signed the Representative will receive from the Beneficiary the amount of $1,000.00 USD per month as salary.

4.2. The Representative will receive a fixed 10% net from each cashed check which will be deducted from the total amount before sending the balance to the Beneficiary.

4.3. The salary will be paid to the Representative by cashier check.

4.4. The Beneficiary will cover financially any and all losses that the Representative might suffer due to any problems regarding the checks and money orders. These losses include all the fees and up to the full amounts on the checks/money orders that the bank might impose the Representative to pay.

V. PARTIES OBLIGATIONS

5.1. The Representative agrees:

a) To follow and execute exactly the obligations towards the Beneficiary which he/she assumed in the virtue of the present representative contract;

b) To promptly send the payment to our supplier indicated by the Company;

c) To keep the relationship and transactions with the Company private from any third party;

5.2. The Beneficiary of these services agrees:

a) Not to force the Representative to make transactions or transfers that are illegal or in contradiction with the present contract;

b) To assume all responsibility financially that will result from executing the present contract;

c) To carry out all its obligations towards the Representative following the terms and conditions stipulated in the present representative contract.

d) To issue a 1099 form for tax purposes and send it to the Representative after first transaction.

VI. WARRANTIES

6.1. The Representative guarantees for the execution of its duties in the present representative contract.

6.2. The Beneficiary guarantees for the Representative its full support and financial aid in executing the objectives of the present representative contract.

VII. LEGAL CLAUSE

7.1. The Employee will be subject to penalties due to delays or waiting time beyond the two business days passed since receiving the check from our customer.

VIII. CONTRACT TERMINATION

8.1. The present representative contract will be terminated, without the need for a Court of Law to intervene in case one of the parties:

8.1.1. Does not execute one of the essential obligations as stated in the present contract;

8.1.2. Cessions its rights and obligations stated in the present contract without the approval of the other party;

8.1.3. Breaks one of its obligations, after it has been warned, through a written notification by the other party that a new violation will result in the termination of the present contract.

8.2. The party that will invoke termination of the obligations stated in the present contract will notify the other party with at least 14 days in advance before the date that the interruption will take effect.

8.3. Cancellation of the present contract will not have any effect on the obligations falling due between the contract parties.

8.4. The stipulations of the present contract do not eliminate the responsibility from the guilty party that caused for the contract to be void.

IX. EXTREME SITUATIONS

9.1. Neither of the parties will be held responsible for not being able to carry out accordingly totally or partially any of its own obligations if an extreme force or situation (as defined by law) has caused it.

9.2. The party that invokes an extreme situation is obligated to notify the other party as soon as possible of its happening and to take all the necessary measures to limit its consequences.

9.3. If 15 days pass from the beginning of the event and the event does not end, the parties have the right to notify each other about the full termination of the present contract without any of them to ask for damages.

9.4. The Representative will give a two-week notice to the Beneficiary if he/she has to go away from its location or cannot perform its duties due to illness. In either case the Representative will not suffer any penalties from the Beneficiary.

X. FINAL STIPULATIONS

10.1. The modification of the present contract is possible only through additional annexes agreed and signed by both parties.

10.2. The present contract along with its annexes which are constitutive part of its contents represents the will of both parties and eliminates any other verbal agreement between them, before or after its signing.

10.3. The present contract was in two copies, one for each party today May 8, 2008.

BENEFICIARY REPRESENTATIVE

CAREMAX GROUP PARTS PLEASE PUT YOUR

Administrative Director SIGNATURE HERE

Mrs. Tina Sawyer

Please read the contract thoroughly and if the conditions are agreeable, fill in the empty fields, sign it electronically and send it trough our email. To begin this job we need your FULL NAME AND ADDRESS (your postal address) via email for payments that will be mailed (shipped) to you. Please follow these instructions exactly. Please reply here if you have any questions.

OZZIE DIAZ on May 17, 2008

IS “CAREMAX GROUP PARTS” with headquarters located in 4 Marsham Street, Westminster, London SW1 United Kingdom, IS THIS ALSO A SCAM I RECEIVED A CHECK FROM THEM TODAY

bianca on May 19, 2008

i also got a check this past weekend from "CAREMAX GROUP PARTS," tried to deposit it today and found out it was a fraudulent check. I also got the same contract dated on MAY 8, 2008 like the one above. Diaz, What was your check for? I'd really like to know...

ROSE on May 19, 2008

“CAREMAX GROUP PARTS” IS THIS ALSO A SCAM. PLEASE LET ME KNOW SOON.

Shawn on May 19, 2008

i received my first check from caremax group parts as well. the check is for $2,760.00 which is a nice little profit if this is real. i've been really skeptical from the start on this company and was looking for their website or something about them when i came across this website. i'm very nervous to cash it. Seeing as bianca has already came across a fraudulent check, i'm guessing this is a fraud. They seemed almost legit. Mrs. Tina Sawyer doesn't respond personably to anything you type to her though. Does anyone know anything else about this company?

bianca-what instructions did they give you after you got the check and let them know?

shawn on May 19, 2008

Dear Representative,

At this point it is up to you to cash the check as fast as possible (36 hours, recommended). This will increase the number of checks you will receive from now on, which means that you will earn a lot more money from commissions. Do not use checks-cashing stores, they charge too much, sometimes even 10% of the total value of the checks.

You need to use your existing bank account to cash checks. This is because of one very important reason: after you will have a few positive transactions the account will become "trusted" by the bank and all this will become routine.

Only after you process this order will you receive more checks to process. We cannot send you more than 1-2 checks in the first week. Exception is only if you process orders very fast (36 hours). In this case you will receive many orders.

After one or more checks clear you need to go to the bank and withdraw the funds from your account, take the money with you and send to our employer via Western Union. Please email us when you will have the funds ready to be send and we will email you the next instructions.

Do not forget that it is up to you how much money you can earn. The idea is simple if you send the money fast you will receive increasingly more checks and earn a lot more for yourself.

Important:

After the first transaction, no void check is needed to prove that you have an own account and you are an honest person. You will receive automatically 25% from the next transaction and if you want we can send you the two years contract.

Have a nice day, Tina

----------------------------------
prior to top message

I have received the first check. What do I need to do now?

----- Original Message -----

From: Mrs. Tina Sawyer

To: Mrs. Tina Sawyer

Sent: Monday, May 19, 2008 1:01 PM

Subject: We started your first transaction.

Dear Representative,

We started your first transaction. You will receive the payment today or tomorrow directly to your address provided via USPS.

ID: CXDD02-4012;

Payment method: Check;

Value: $2,760.00;

Delivery time: 1-3 days;

Client:

Attn: DR2300-S

The product (DR2300-S, it was a wheelchair)was already delivered. Please let us know when you receive the check so we can give you instructions. Please reply here. This is the e-mail address we use for receiving payments.

Your fast response is appreciated.

Thank you, Tina

Shawn on May 19, 2008

5.1. The Representative agrees:
b) To assume all responsibility financially that will result from executing the present contract;

okay wow, i didn't even recognize this when i read this agreement. did any of you?

shawn on May 19, 2008

umm ok. this contract is very contradictory of itself.

Tom F on May 19, 2008

I can hardly believe these comments.

EVERYONE: if someone sends you a check that you are not expecting and asks you to cash it, deposit it or send money IT IS A SCAM.

IT IS ALWAYS A SCAM. Caremax or whatever the name is. Next week it will be a different name, next month a different one, next year a different one.

If you participate in job, act as an agent or in any way transfer funds by mail, wire, electronically, on behalf of someone else, then not only is it a scam, you are probably committing a crime.

You will probably lose ALL your money and you will not get a refund from your bank. And you might get arrested and charged with a criminal offense.

Again, they are ALL scams or crimes. Don't respond to them or provide any personal information. AND NEVER JUST DEPOSIT A CHECK TO SEE IF IT WORKS.

Kety on May 20, 2008

I also was contacted by Mrs. Tina Sawyer from CAREMAX GROUP PARTS. I got he same e-mails as indicated above. Mrs Tina indicated having obtain my information through Careerbuilder. this is misleading because Careerbuilder is a trusted job blog. That was my understanding. I did not feel comfortable about this; therefore, I started doing a search about this company today May 20, 2008. The job proposal sounds too good to be truth. What should I do when I get the ck. Should I give it to a friend who is a Prosecutor Officer.

Don in Alaska on May 20, 2008

I received two Postal Money Orders yesterday delivered by FedEx. They don't deliver this far out so they dropped it into a First Class, USPS Return Receipt envelope. It was mailed the day before. Any way, The FedEx reciept, you can't read anything but my info, can't tell who sent it or where it originated from? All my emails are from a Albert E Kendrick and the AE Kendrick Art Center in the UK. My money orders are for $850 each. In order for me to actually follow thru, I'd have to drive 200-miles to my closest town that handles Western Union and my bank. I'm broke and cannot take a chance that these money orders are fake. I'm still trying to find out if they are ligit from the PO. I've printed out all my correspondance from the internet so that I can turn everything over to the authorities here in Alaska. Plus I found another post online that I printed out that I'm including with my paperwork. Fact of the matter is, I found it on "Scam.com" under 2008 Latest Scam Report. I did a search for Check Cashing Scam and found a post by rrpendl. His scam looks close to my scam, check it out....

Dale on May 21, 2008

I two received a contact from Tina Sawyer from Caremax Group Parts, I received a check in excess of 3000.00 of which the bank stated was a good account, but lacked the funds. Therefore would not accept the check.
I forwarded Several questions to Tina about the legality of this program, and to clairfy the approvals Caremax Group Parts program with the US Legal system. I have not received a response in two attempts to receive such.
I sent the check back to the sender who according to the check is living in California, but sent to me postmarked New York,New York.
Do not want any part of this operation.

Tom F, Truston on May 21, 2008

***************************************************
READ THIS
***************************************************

Caremax and every other "business opportunity" or job that sends you checks of any kind is a FRAUD and a SCAM.

Verifying that an account on the check is a "good account" DOES NOT MEAN ANYTHING! Even if it has funds. All that means is you are verifying that the account is of a real person who YOU are about to STEAL from. That account is about to be victimized by YOU.

See, the person behind the account is the VICTIM. In fact, the name on the account might not even be the actual name of the person behind the account number (the check could be counterfeit).

These are all scams so don't try to be clever and attempt to investigate if Caremax or ANY OTHER similar thing is real.

Don't waste your time calling or emailing the sender, don't contact the bank to "prove" this is a fraud or not (they almost never know), and don't send the checks back.

One more point: EVEN IF A CHECK "CLEARS" IT STILL MIGHT BE FRAUDULENT AND THE VICTIM'S BANK WILL RETURN IT EVENTUALLY TO YOUR BANK. Then you will be liable for those stolen funds--they will take it from your account and possibly call the police.

If you read this and then still deposit checks and transfer money, you only have yourself to blame.

***************************************************
READ THIS
***************************************************

kev on Jun 13, 2008

Dear Candidate,

We have one job available for you in response to your request. We are a
company based in United Kingdom.

We have analyzed your resume and have found one job available for you with
GUARANTEED $5,500 every month INCOME.

First, you have to understand what our company is looking for and if you
think that this kind of job is made for you to ask for

our Representative Contract to be signed. If you have one free hour daily
(not including weekends) you are welcome to join

today. Our job is a flextime, flex-place opportunity designed to fit around
your family's income and time needs. You can earn

FROM $50,000 up to $200,000 a year (depends on our sales) and more after
one year working with us. We receive orders

from US and we need a representative to process the payments due to the
delays in clearing checks here.

- Flexible program

- Checking e-mail and going to the bank

- Professional contact team with very good support and communication skills

- Commission: 10% of every check that clears, instantly cash in hand that
you will deduct from the cashed amount.

If you receive a check of $1,000.00 your net income is $100.00, our company
supports any fees.

We have stocks of medical products for US customers and we need US
representative to intermediate the payments between

our company and the end buyers.

What we ask:

- One free hour daily not including weekends

- US citizen or permanent residence/green card

- You may have an existing bank account in US

- Internet access for sending and receiving e-mails

- Means for you to cash checks at your bank using your existing bank
account.

- Nobody will ask for your personal bank information

If you are interested working with our company reply today.

You can start within 2-3 days if you agree with our contract. Please contact
us by replying at this e-mail address and ask for:

Representative Contract and detailed information about this job.

Thank you, Elise

This email was sent from Account ID VJI79JUBWLUYFT88NNJ and by this logged
in User J8MKO998KHKGFOOJSD

Terri on Jun 18, 2008

This is what I got !!
hp.medicalgrouppayment@gmail.com wrote: Dear Representative,
Please read carefully. I am pleased to offer you employment at our company HP MEDICAL GROUP in UNITED STATES OF AMERICA at a rate of $1,000.00 per month + 10% commission for every check cashed. As we have discussed, your work schedule will be two hours. Your task as stated in the job description will be to cash these checks and contact us for further instructions. You will receive next instructions step by step. You need to use your existing bank account to cash checks. This is because of one very important reason: after you will have a few positive transactions the account will become "trusted" by the bank and all this will become routine. After you cash a check you need to send us 90% of the total amount and also deduct all the fees from our 90%. You will never pay anything out of your own money. You will only pay taxes for your income, namely your salary and commission.
Remember that we have already delivered our products and we are now waiting on you to send us our funds as soon as possible.
I am glad that you understood the whole process. I am also interested if you have ever worked in this line of work for processing payments and if yes please provide the period, what company and the reason you do not work for them any longer.
- If you have any misunderstandings please contact us now by e-mail with the subject: “Questions” to prevent any problems and lost money.

- We remind you that you signed a contract with us. If you need to go on vacation or relocate you have to notify us with at least two-weeks in advance and everything will be all right. The same goes if you want to quit this job. You have to give us a 2-week notice but during that time you still have to perform your duties. After 2 weeks have passed from the notification we can end the contract.

If you are ready to receive the checks send an email with the subject “I am ready.”If we don’t receive a reply from you, we’ll consider that you don’t longer wish to work for us and will not send you any checks.
Also I can offer you a 15 % increase in your comision, meaning a total of 25% from the total amount but for that we’ll require a minimum period of 2 years in employment and a VOID scanned check to demonstrate that you own an account in your name.
- If you are interested please send the scanned check by email and I will send you the new contract for a period of 2 years.
Mrs. Elise Sawyer
HP MEDICAL GROUP
15 Kean Street
Covent Garden
London, WC2 4AT
United Kingdom
FAX 011-44-207-900-6357
FAX 011-44-207-900-6761

--------------------------------------------------------------------------------
From: edward Northcutt [mailto:e.northcutt@sbcglobal.net]
Sent: Friday, June 13, 2008 10:50 AM
To: hp.medicalgrouppayment@gmail.com
Subject: RE: [1] Today job alert from Careerbuilder.com: Become an independent contractor. Apply now!

did you get my contract? ,and when will I start getting checks ? , will they come by mail or fed x ?

hp.medicalgrouppayment@gmail.com wrote: Dear Candidate,
Here you have the description of this job in simple steps:
1. You agree and sign the contract, send us your full name and postal address.
2. In 4-5 days after you have agreed to work for us you will start to receive checks made in your name from our customers in U.S. Our customers use hospital funds and the checks are always covered. The payments are made for our products and services which have already been delivered.
3. You cash the checks at your bank using your pre-established account in less than two business days from the moment you receive them from our customer. The checks will vary from: $100.00 to $3,000.00.
4. You deduct the 10% commission from the total amount of the check that you receive and cash.
5. You send the remaining 90% minus transfer fees to our company as per our instructions to one of our offices. You will not make the transfer on our company name. One of our employees will be the receiver for the funds. We use several secure methods to transfer funds between our offices and employees. The methods are money transfer via Western Union (www.westernunion.com) . You can send the money with cash from the nearest Western Union office. Please use the website locator ("Find Agent Location") to show you a Western Union office near your location. Then you have to go there and send the funds to us.
6. After one month has passed since you signed the contract you will receive your first $1000.00 salary separate.
Today, HP MEDICAL GROUP is building on the company's strong tradition for product research and development and is developing into one of the UK 's leading healthcare s. The company has developed and markets products in the growing areas of sports medicine, spinal surgery, heart bypass implant, wheelchairs and has an established international distribution base across Europe and America .
HP MEDICAL GROUP is a privately owned company. The business is based in London at the heart of the UK motorway network and has developed from its origins, producing surgical needles, into a major business servicing the global healthcare market. We sell a large variety of products ranging from state of the art wheelchairs and parts, service professional equipment that is used for people practicing sport that undergo physical recovery from injuries, hospital equipment and so on. Our catalogue of products is comprised of over two hundred items and professional services.
We care to explain to you thoroughly the entire process that will possibly be the best job you will ever have. This job is possible because our company HP MEDICAL GROUP has its headquarters in London , UK . As such we do not yet have stores or offices in the United States . Until we do we will always need representatives in the U.S. to take care of some financial matters. The problem we are facing is the time necessary for our company to clear the funds from checks paid by our customers from U.S. after they have received our products and/or services. It takes approximately 2 to 3 weeks including shipping to clear these checks in Europe . We need to clear the checks inside U.S. and then have the funds transferred to our company in U.K. by other means. This is where you can help us. It would speed up the process tenfold. We have already made a signed agreement with the U.S. officials and we are paying all the necessary taxes for our business. We will also send you a 1099 Form for tax deduction on your part. This job is official and legal according to the U.S. legislation as it is today. You are one step away from being part of our company. Our job is flexible in regards to work hours and place, an opportunity designed to fit around your family's income and time needs. You can earn from $24,000 up to $160,000 a year (depends on your performance) and more after one year working with us. Our company can guarantee $5,500 every month income in your first year of work.

The process itself involves answering e-mails a couple of times per day and going to a bank. This job does not require any kind of experience. It only requires access to the Internet and knowledge to send e-mails. First step in this job is for you to wait at home for checks sent by our American customers on your name as per our instructions. For this to be possible we need your basic personal info such as full name and full address.

Fill in the empty fields in the contract at paragraph 1.2, sign it and send it to us.

We accept an electronic signature as well so you can just fill the contract in your computer and send it back through email system.

IMPORTANT: Please use your computer or typewriter to fill in the empty fields inside the contract. If that is not possible please fill in by hand but legible. After you fill in the contract complete the same info below and send it to us by e-mail.

IMPORTANT:

-You have to be at least twenty one years old.
-You have to be an American citizen, legal resident or immigrant in U.S.
-You must have and use an existing active U.S. bank account

Please reply here if you have any questions. This is the e-mail address we use for receiving contracts. Thank you and we hope to collaborate with you as soon as possible,

Mrs. Elise Sawyer
HP MEDICAL GROUP
15 Kean Street
Covent Garden
London, WC2 4AT
United Kingdom
FAX 011-44-207-900-6357
FAX 011-44-207-900-6761

REPRESENTATIVE CONTRACT
Written today, June 13, 2008

I. CONTRACT PARTIES
1.1. “HP MEDICAL GROUP” with headquarters located in 15 Kean Street, Covent Garden, London, WC2 4AT, United Kingdom, represented by Administrative Director, Mrs. Elise Sawyer in quality of beneficiary (here after referred to as “Beneficiary”), and
Email address:
Full name (do not use initials):
Address:
City, State:
Zip code:
Phone number:

in quality of representative (here after referred to as “Representative”) have agreed to sign this representative contract.
Check the information to be sure because this is the address that will be used to send the checks to. Also the name on your bank account must be the same with the one you give us and will be written on the checks.
Now, therefore, in consideration of the execution of the Contract, and the undertakings of the Parties as here in after set forth, it is agreed as follows:

II. CONTRACT OBJECTIVES
2.1. The purpose of this contract is carrying out the financial operations for and in the name of the Beneficiary according to it’s instructions by the Representative:
a) The Representative will present itself at the location indicated by the Beneficiary, namely a bank where the Representative has an existing bank account and use this account to cash the checks;
b) Cashing the funds on the checks for the Beneficiary;
c) Sending the funds to the Beneficiary upon receiving instructions.

III. DURATION OF CONTRACT
3.1. This contract is made for a period of 1 (one) year, starting from June 13, 2008 to June 13, 2009.
3.2. The duration of the contract stated in paragraph 3.1. from the present contract can be extended if both parties wish it and it will be stipulated in an additional annex.
3.3. The Representative can terminate the contract and for that purpose the Representative will give a two-week notice to the Beneficiary. During these two weeks the Representative will still have to finish its duties until there are no more checks to clear or funds to send to the Beneficiary. The Beneficiary will stop sending checks to the Representative when the termination of contract notification is received.

IV. FINANCIAL STIPULATIONS
4.1. After one month has passed since the Contract was signed the Representative will receive from the Beneficiary the amount of $1,000.00 USD per month as salary.
4.2. The Representative will receive a fixed 10% net from each cashed check which will be deducted from the total amount before sending the balance to the Beneficiary.
4.3. The salary will be paid to the Representative by cashier check.
4.4. The Beneficiary will cover financially any and all losses that the Representative might suffer due to any problems regarding the checks and money orders. These losses include all the fees and up to the full amounts on the checks/money orders that the bank might impose the Representative to pay.

V. PARTIES OBLIGATIONS
5.1. The Representative agrees:
a) To follow and execute exactly the obligations towards the Beneficiary which he/she assumed in the virtue of the present representative contract;
b) To promptly send the payment to our supplier indicated by the Company;
c) To keep the relationship and transactions with the Company private from any third party;

5.2. The Beneficiary of these services agrees:
a) Not to force the Representative to make transactions or transfers that are illegal or in contradiction with the present contract;
b) To assume all responsibility financially that will result from executing the present contract;
c) To carry out all its obligations towards the Representative following the terms and conditions stipulated in the present representative contract.
d) To issue a 1099 form for tax purposes and send it to the Representative after first transaction.

VI. WARRANTIES
6.1. The Representative guarantees for the execution of its duties in the present representative contract.
6.2. The Beneficiary guarantees for the Representative its full support and financial aid in executing the objectives of the present representative contract.

VII. LEGAL CLAUSE
7.1. The Employee will be subject to penalties due to delays or waiting time beyond the two business days passed since receiving the check from our customer.

VIII. CONTRACT TERMINATION
8.1. The present representative contract will be terminated, without the need for a Court of Law to intervene in case one of the parties:
8.1.1. Does not execute one of the essential obligations as stated in the present contract;
8.1.2. Cessions its rights and obligations stated in the present contract without the approval of the other party;
8.1.3. Breaks one of its obligations, after it has been warned, through a written notification by the other party that a new violation will result in the termination of the present contract.
8.2. The party that will invoke termination of the obligations stated in the present contract will notify the other party with at least 14 days in advance before the date that the interruption will take effect.
8.3. Cancellation of the present contract will not have any effect on the obligations falling due between the contract parties.
8.4. The stipulations of the present contract do not eliminate the responsibility from the guilty party that caused for the contract to be void.

IX. EXTREME SITUATIONS
9.1. Neither of the parties will be held responsible for not being able to carry out accordingly totally or partially any of its own obligations if an extreme force or situation (as defined by law) has caused it.
9.2. The party that invokes an extreme situation is obligated to notify the other party as soon as possible of its happening and to take all the necessary measures to limit its consequences.
9.3. If 15 days pass from the beginning of the event and the event does not end, the parties have the right to notify each other about the full termination of the present contract without any of them to ask for damages.
9.4. The Representative will give a two-week notice to the Beneficiary if he/she has to go away from its location or cannot perform its duties due to illness. In either case the Representative will not suffer any penalties from the Beneficiary.

X. FINAL STIPULATIONS
10.1. The modification of the present contract is possible only through additional annexes agreed and signed by both parties.
10.2. The present contract along with its annexes which are constitutive part of its contents represents the will of both parties and eliminates any other verbal agreement between them, before or after its signing.
10.3. The present contract was in two copies, one for each party today June 13, 2008.

BENEFICIARY REPRESENTATIVE

HP MEDICAL GROUP PLEASE PUT YOUR
Administrative Director SIGNATURE HERE
Mrs. Elise Sawyer

Please read the contract thoroughly and if the conditions are agreeable, fill in the empty fields, sign it electronically and send it trough our email. To begin this job we need your FULL NAME AND ADDRESS (your postal address) via email for payments that will be mailed (shipped) to you. Please follow these instructions exactly. Please reply here if you have any questions.

From the desk of: Mrs. Elise Sawyer

--------------------------------------------------------------------------------

From: edward Northcutt [mailto:e.northcutt@sbcglobal.net]
Sent: Friday, June 13, 2008 3:39 AM
To: hp.medicalgrouppayment@gmail.com
Subject: Re: Today job alert from Careerbuilder.com: Become an independent contractor. Apply now!

how do I get started ?

"hp.medicalgrouppayment@gmail.com" wrote:

Dear Candidate,

We have one job available for you in response to your request. We are a company based in United Kingdom .
We have analyzed your resume and have found one job available for you with GUARANTEED $5,500 every month INCOME.

First, you have to understand what our company is looking for and if you think that this kind of job is made for you to ask for
our Representative Contract to be signed. If you have one free hour daily (not including weekends) you are welcome to join
today. Our job is a flextime, flex-place opportunity designed to fit around your family's income and time needs. You can earn
FROM $50,000 up to $200,000 a year (depends on our sales) and more after one year working with us. We receive orders
from US and we need a representative to process the payments due to the delays in clearing checks here.

- Flexible program
- Checking e-mail and going to the bank
- Professional contact team with very good support and communication skills
- Commission: 10% of every check that clears, instantly cash in hand that you will deduct from the cashed amount.
If you receive a check of $1,000.00 your net income is $100.00, our company supports any fees.

We have stocks of medical products for US customers and we need US representative to intermediate the payments between
our company and the end buyers.

What we ask:

- One free hour daily not including weekends
- US citizen or permanent residence/green card
- You may have an existing bank account in US
- Internet access for sending and receiving e-mails
- Means for you to cash checks at your bank using your existing bank account.
- Nobody will ask for your personal bank information

If you are interested working with our company reply today.

You can start within 2-3 days if you agree with our contract. Please contact us by replying at this e-mail address and ask for:

Representative Contract and detailed information about this job.

Thank you, Elise

This email was sent from Account ID VJI79JUBWLUYFT88NNJ and by this logged in User J8MKO998KHKGFOOJSD
For your privacy and protection, when applying to a job online, never give out your social security number, credit card
or bank account information, or perform any sort of monetary transaction. Learn More » You are currently subscribed
to receive job alerts. You can modify your account info or unsubscribe from job alerts at any time. Please do not reply
to this message, contact customer service instead.5550-A Peachtree Parkway, Suite 200, Norcross, GA 30092 Feedback • Privacy

Valerie on Jun 30, 2008

Watch for the same offer from GL Mobility Ltd. in the UK. Same email, same "contract", same account ID VJI9JUBWLUYFT88NNJ.

Damien Scott on Jul 7, 2008

I responded to an add on craigslist looking for a Data Representative. I received some emails from them but they were in my spam folder. My wife just happened to be home today and received a check. She asked what it was for and I had no idea. I started to research and I found the information in my spam folder. I am scared, I do not want to participate in this Below are the emails that I was sent...what should I do?

Detailed Job Description – Customer Service/Sales Support
The primary goal of the Customer Service/Sales Support
representative is to provide local customer support to our clients
within North America. You will be assisting our clients within North America, the assistance
to be provided will include: payment collections and customer service.
Your duties will include:
- Collecting Local Payments
When a buyer in United States decides to purchase an item through an
online auction from our sellers he has the following payment options:
pay pal, international wire transfer, international check, or local
wire transfer. The quickest option of these is local wire
transferring. Local wire transfers are the option that the sales
support representative will provide to the clients.
- Managing Data
Along with the payments received from buyers you will be receiving
details for these sales. These details will include items sold, price,
and buyer's information. You are to file and maintain these purchasing
records and transactions.
- Forwarding of the Payments
Once you receive each payment you will be keeping 10% as commission
and forwarding the rest to the seller or representative, whose
information will be provided prior each transaction. It is crucial to
complete forwarding of the payments in a time efficient manner.

Here is an example of a brief report:
Date: August 8, '06
Buyer: Laura N. Smith
Item: Movado Watch
Price: $ 1,921.27
10% Commission : $ 192
Fees: $ 85
Total Forwarded: $1644.27
Forwarded to: Margo Narenzo, Barcelona, Spain
Reference Numbers: 2349783981
- Fees, and Transferring Procedures
All fees are covered by the company. The fees for transferring are
simply deducted from the payments received. No client will contact you
during initial stage of the trial period. After three weeks of the
trial period you will begin to have contact with the buyers via email
in regards to collection of the payments. For the first three weeks
you will simply receive all of the transferring details, and payments,
along with step by step guidance from your supervisor. You will be
forwarding the received payments by wire transfer.
Additional Information
Salary
During the trial period, you will be paid 2,000USD per month while
working on average 3-4hours per day, plus 10% commission from every
payment received and forwarded. The salary will be sent in the form of
wire transfer directly to your account. After the trial period your
base pay salary will go up to 2,200USD per month, plus 10% commission.
Taxes
You will receive a monthly invoice stating your total income. All
applicable taxes are covered by the company.
Your First Primary task (Collection of Payments):
1. Receive payment from our Customers or Clients.
2. Cash Payment at your Bank or any cashing facilities near you.
3. Deduct 10 % which will be your percentage/pay on Payment processed
4. Forward balance after deduction of percentage/pay to any of the
offices you will be contacted to send payment to, you'll have a lot of
free time doing another job, because this job scehdule is flexible,
you'll get good income .But this job is very challenging and you
should understand it.
Personal Information
Full Name:
Address:
City:
State/Province:
Postal Code:
Residential Phone Number:
Mobile(optional):
Fill in your Information above and I will get back at you.
Regards.

NEXT EMAIL:

Hello,
I want to sieze this opportunity to congratulate you and Welcome
you to the Cheot,We are a swiss based trade association .You will be working from home.I have
verified all the informations you provided
ok and I see that you are clean.You are to adhere strictly to the
Organisation's Code of Conduct and Privacy Policy that is you are to dress
properly like you are in an office environment whenever handling any
of the Company's transactions and you are not(under no
circumstance)allowed to disclose any of the Organisation's transactions to
anyone for security reasons.
Failure to comply to these simple rules could lead to an automatic
termination of your appointment.

Once again,I say congratulations and Welcome to the company.
I also want to sieze this opportunity to inform you that I have
instructed one of our clients in the USA who is ready to make

Subscribe to posts

Subscribe to comments

Sign up for myTruston®

Subscribe to our newsletter

A foreign check cashing scam: InDigit

Posted on Aug 10, 2006 by Tom Fragala

Comments

Susan Stanislas on Oct 4, 2006

Export-Latavia on Oct 30, 2006

Shopouts on Jan 31, 2007

Rachel Mauldin on Feb 8, 2007

rhea jane hankamer on Feb 21, 2007

Bethany Winters on Mar 1, 2007

RICK on Apr 26, 2007

Amy on Jul 8, 2007

Kathy on Oct 14, 2007

DAL on Oct 25, 2007

Brad on Nov 10, 2007

Brad on Nov 10, 2007

susan figueroa on Feb 24, 2008

Sonja Wilkes on May 3, 2008

Victoria on May 3, 2008

Tom F, Truston on May 4, 2008

Dan V on May 9, 2008

OZZIE DIAZ on May 17, 2008

bianca on May 19, 2008

ROSE on May 19, 2008

Shawn on May 19, 2008

shawn on May 19, 2008

Shawn on May 19, 2008

shawn on May 19, 2008

Tom F on May 19, 2008

Kety on May 20, 2008

Don in Alaska on May 20, 2008

Dale on May 21, 2008

Tom F, Truston on May 21, 2008

kev on Jun 13, 2008

Terri on Jun 18, 2008

Valerie on Jun 30, 2008

Damien Scott on Jul 7, 2008